The minister in charge of the Prime Minister's Office announced in today's government briefing that the government is launching a rural home renovation program. Next year, as a unique option, voluntary fund savings can also be used for housing purposes.
The use of voluntary pension fund savings for temporary housing based on an optional voluntary decision will also be made possible, and a tax discount will be provided for housing support provided by the employer
- revealed in the briefing.
The previously existing discount for the sale of new residential properties,
The government will maintain a 5 percent VAT rate until at least the end of 2026
Gergely Gulyás announced, adding:
A 5 percent voluntary home loan interest ceiling will be introduced for the banking sector.
This is done in cooperation with the banks. Minister of National Economy Márton Nagy has already discussed this several times.
The government will temporarily ensure the use of 50 percent of the amounts received on the Széchenyi rest card for home renovation.
As a unique opportunity, in 2025, the entire amount of savings collected in voluntary funds can be used to achieve housing goals - for purchase, renovation, repayment of a home loan taken out in the past, for self-financing when buying a new apartment - said the ministerial commissioner of the Ministry of National Economy (NGM) on the M1 current channel on Wednesday. , who emphasized that social consultation of the draft is currently taking place.
Zsolt Kovács highlighted that "long-term self-care is often embodied in the apartment" , therefore an important part of the proposal package is that
within the family, these savings can also be transferred to the benefit of relatives.
Since there are one million fund members in voluntary funds, including their family members, this measure affects millions of people.
He also touched on the fact that, for example, voluntary pension funds are more than 30 years old, so there are members who have been saving regularly for 30 years and there are also those who have saved before, but have not paid in recently, but are still fund members.
If they were to try to determine the amount available, they would definitely find a fund member who only has a few hundred thousand and they would also find someone who has more than 10 million forints in their fund account - explained the ministerial commissioner of the NGM.
Zsolt Kovács announced
there are currently more than HUF 2,000 billion in the voluntary funds, if a few ten percent of this were to move, it would already show that the measure is a serious success.
Source: Civilek.info, MTI, hirado.hu
Cover photo: MTI Photo: Sándor Ujvári
